Services

Financing to help your business move forward.

We offer a range of financing and trade services for SMEs, farmers and individuals. Whatever stage your business is at, we aim to make finance simple and accessible.

SME business loans

Working capital and growth financing for small and medium enterprises. Whether you need to buy stock, fulfil a large order, or expand, we provide funding structured around how your business actually earns.

  • Working capital and short-term business loans
  • Stock and inventory financing
  • Growth and expansion funding
  • Repayment terms matched to your cash flow

Agricultural financing

Finance built around the farming calendar. We support farmers and agribusinesses through the full cycle — from inputs at planting to working capital through to harvest and sale.

  • Input financing (seeds, fertiliser, feed)
  • Seasonal and cycle-based repayment terms
  • Equipment and machinery for farms
  • Support for smallholders and agribusinesses

Asset & equipment finance

Acquire the equipment, machinery, and assets your business needs without paying the full cost upfront. We finance the tools that help you produce, trade and grow.

  • Equipment and machinery financing
  • Vehicle and transport finance
  • Structured, affordable repayment plans
  • Financing for new and established businesses

General merchant & trade

Beyond lending, we trade in goods and support the supply needs of the businesses and individuals we serve — a practical partner for both finance and trade.

  • Supply of trade goods and merchandise
  • Trade support for businesses we finance
  • Flexible arrangements for regular customers

How our financing works

Clear terms, no surprises

Every financing arrangement comes with a written agreement in plain language. We set out the amount, the charges, and the repayment schedule clearly before you commit, so you always know exactly what you are repaying and when.

Our charges may combine fees and, where relevant, commission — each disclosed to you clearly and in advance. Talk to us and we will tell you honestly what we can offer.

Next step

Tell us about your business. Let's find the right financing.

Apply for financing