SME business loans
Working capital and growth financing for small and medium enterprises — funding to buy stock, meet orders, and expand.
Learn more →Lending & Agency Banking
Finance and payments that help your business grow.
DMBS Finance brings together two things every growing business needs: accessible lending — SME, agricultural and asset finance — and dependable agency banking and payment services. All in one trusted partner, across Nigeria.
Accessible
Financing designed for real businesses and farmers — straightforward to apply for, with decisions made by people who understand your work.
Transparent
Clear terms and charges, explained plainly and agreed in advance. You always know what you are repaying and when.
Supportive
We aim to build lasting relationships, growing our support as your business grows.
What we do
Two sides of one trusted partner
Lending to help you grow, and agency banking to help you transact — from one company that understands how your business works.
Lending
Agricultural financing
Seasonal and input financing for farmers and agribusinesses — support through the planting, growing and harvest cycle.
Learn more →Asset & equipment finance
Financing to acquire the equipment, machinery and assets your business needs to operate and grow.
Learn more →Agency banking & payments
Agency banking & POS
Cash deposits and withdrawals, funds transfer and everyday banking at the counter — banking services brought closer to your community.
Learn more →Bill & payment solutions
Airtime, utilities and bill payments, plus payment collection solutions for businesses that need to get paid reliably.
Learn more →Revenue collection
Customised revenue collection for government agencies, schools, hospitals and private organisations.
Learn more →Our approach
Finance built around real businesses
We understand that access to finance — and to reliable ways of moving money — is often what stands between a good business and a growing one. Many enterprises, farmers and communities are underserved by institutions that do not understand how they work.
So we do both: we lend on terms you can meet, and we bring banking and payments closer through our agency network. Straightforward finance and dependable transactions, from people who understand your trade.
"Give a business the right support at the right moment, and it will grow."